This is just a great indispensable extremely valuable well-written bookfor anyone wanting to know how to successfully get money into a Roth IRA.And since 2010 when the law changed, that includes anyone who would liketo move any amount of money from a traditional IRA into a Roth **regardlessof their income level**! This book details several reasons why you wouldprobably want to do this like reducing future income taxes and RMDs and increasingthe effective size of your tax-advantaged assets. And another benefit that no-oneI've read ever mentions, which is that when forced to make RMDs, you may findyourself having to sell at a loss in order to give the IRS what it requires, i.e., cash.The fact that this book is 300 odd pages long is the fault of Congress -- and is the reasonwhy it is so useful because it presents probably all you need to know in order to avoidgetting tripped up by the law -- and to maximize your return.My only real criticism is that the index should be improved. It should have entries fornet investment income tax, basis and aggregation rule, for example.